Boat damage in port in Covid times: here’s who pays


Give or treat yourself to a subscription to Boats in Motion print + digital and for only 39 euros a year you get the magazine at home plus read it on your PC, smartphone and tablet. With a sea of advantages.

Together with the expert, we answer a question we have been asked by many boat owners who are stuck at home and therefore unable to check on their boat

During the period of forced stay at home due to the health emergency from Covid-19, so many of you wrote to us, concerned, asking a question, “Since I cannot go to check the boat in the harbor, if it sinks or suffers damage, am I entitled to be compensated?”

Similar articles

We get the essential answer from Riccardo Klinguely, head of the marine sector at the historic Milan-based broker David Assicurazioni( “If you have taken out a good body policy, the chances of having your damages recast are much higher.”

But be careful not to lump everything together: “In the event that it is determined by the surveyor that the boat has sunk or sustained damage, for example, due to poor maintenance of the sea intakes or carelessness (a classic case being poorly arranged mooring lines) it will be impossible to be reimbursed.”

Continues Klinguely: “It is different, however, when a technical defect is found in the sea intakes (or in the equipment causing the damage) that was not foreseeable by the shipowner. In this situation, reimbursement will be given, sometimes calibrated to the state of wear and tear of the equipment. It may be that failure to monitor the boat, given the ban on reaching it, increases the possibility of such accidents occurring. And it is at these junctures that a reliable insurance company makes all the difference.”

Obviously a good “all-risks” body policy, such as the one offered by David, the result of agreements with major international companies, Includes damage from vandalism on boats moored in the harbor (marinas at this time are subject to less scrutiny, including by staff) and also the “waiver of recourse” clause, which prevents the company from retaliating against ports or storage yards if damage attributable to the facility occurs.


To stay up-to-date on all the boating news, selected by our editorial staff, sign up for the Motor Boats newsletter! Just click the link below, accept the Privacy Policy, and click the “Subscribe Me” button. You will then receive the best powerboat news on your email, twice a week! It’s free and you can unsubscribe at any time, no obligation! CLICK HERE.



Leave a Comment

Your email address will not be published. Required fields are marked *

Are you already a subscriber?

Sign up for our Newsletter

Join the Sailing Newspaper Club

Powerboats, its stories, from small open to motoryachts. Sign up now for our free newsletter and receive the best news selected by the editorial staff each week. Enter your email below, agree to the Privacy Policy and click the “sign me up” button.

Once you click on the button below check your mailbox



You may also be interested in.