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Most mandatory boating insurance policies, those that cover liability, cover damage caused by the boat but not damage sustained. To have comprehensive coverage you need to choose different solutions, such as those from David Insurance that protect your boat all-around.
DISCOVER DAVID INSURANCE’S BODY POLICY
Boaters are constantly exposed to all kinds of risks, not only while sailing and not only because of possible cause. Indeed, it is often external agents such as weather events that ruin an outing, but they can potentially ruin our day even when the boat is in port. The compulsory policy that must be taken out for the boat,Marine Liability only covers liability, and thus damages caused to third parties, and does not secure us for damages that may occur to our boat. If we want 100% peace of mind, we need to take out another policy, such as David Insurance‘s Body Policy, a kind of Kasko for boats, similar to the coverage many people take out for cars.
Theft, fire, vandalism or damage to propellers and rudders; in navigation, in dock in the harbor or in rada and even when the boat is ashore, with David Insurance’s “all-risks” BodyPolicy, the boat is always protected. There are several possibilities to customize the product, and they even allow you to cover any engine damage or failure , for example by underwriting the“Machinery” option.
Contact David Insurance directly from here. You can email the broker directly from his booth at Milan Yachting Week and build a quote tailored to your and your boat’s needs.
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